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Start an Emergency Fund

Pay yourself first.

No matter what your financial state is, it's wise to find some amount of money in your budget to put into an emergency fund every month.

Having money to use for emergencies can keep you out of trouble financially and help you sleep better at night.

If you get into the habit of saving money and treating it as a monthly expense, pretty soon you'll either have money for the emergencies you planned for, or early retirement, a vacation, or a down payment on a home.

Don't just shove this money under your mattress; put it in a high-interest savings account, certificate of deposit, or money market account. Otherwise, inflation will erode the value of your savings.

Eating at Home

A better alternative for the environment and your wallet!

Cooking at home rather than going out to eat in a restaurant or getting fast food saves money on food and gas and helps the environment.

Keeping track of what foods you buy and how much you spend can help you to budget more easily and cut back on unnecessary expenses.

Home-cooked meals also reduce waste since fast food and take out often require additional packaging.

Cheap Dining

Be frugal without giving up health or taste!

Finding inexpensive food that is filling, tasty, and healthy can be difficult. Luckily, these foods are out there! Here are a few options that can save you an extra buck.

Eggs are rich in protein and vitamin B. They are relatively inexpensive and a good start to your day.

Potatoes are packed with complex carbs, vitamins, fiber, and even more potassium than bananas!

Rice is a great food for fiber. You can save you a lot of money.by buying rice in 5, 10 or even 20 pound bags.